Annual Percentage Rates (APRs) are effective July 1st, 2006 and may change at any time without notice.
| New & Used Auto's |
36 months |
as low as 5.30% |
| 48 months |
as low as 5.30% |
| 60 months |
as low as 5.80% |
| 72 months |
as low as 6.30% |
|
| Signature |
36 months |
as low as 11.90% |
|
| Vacation/Holiday Special |
10 months |
as low as 8.00% |
| 12 months |
as low as 10.00% |
|
| VISA® |
Fixed Rate, No Annual Fee 9.99% |
|
| First Mortgages |
changes daily |
|
| Home Equity Line of Credit (Variable Rate) |
180 months |
as low as 8.25% |
|
Second Mortgage
(Fixed Rate) |
Term |
LTV |
70% |
80% |
90% |
| 60 months |
as low as |
6.90% |
6.90% |
6.90% |
| 120 months |
as low as |
7.50% |
7.50% |
7.80% |
| 180 months |
as low as |
7.70% |
7.70% |
8.30% |
|
Annual Percentage Rates (APRs) are effective July 1st, 2006 and may change at any time without notice. ²VISA® Card Disclosure: Grace Period for repayment of the balance for purchase is 25 days. Method of computing the balance for purchases is Average Daily Balance (including current purchases). Annual fee is zero. Transaction fee for cash advances is 2% when obtained from a financial institution (Minimum $1, Maximum $10), and $2 when obtained at an ATM. Late payment fee is $20. Over-the-credit-limit fee is $25. HCEFCU is not responsible for typographical errors. For current rates, call (513) 868-5881.
